This week Pixie starts Nursery school (Thursday). She only does one day this week to try it out and then she is in 2 and a half days after that, Pixie is looking forward to going. It means I have 2 and a half days to dedicate to my online shop without constant demands and requests. I shall also be able to start to prepare for Christmas.
I'm sorry I know mentioning Christmas in September is up there with swearing to some people but if you start now it will be cheaper.
This is what I do:
I save a set amount out of wages every month and when it gets to September I have the bulk of the money I need to make a serious dent in the shopping. I then scour the internet to get the best deals on the items I need to buy, I shop using quidco http://www.quidco.com/user/2593770/ or topcashback http://www.topcashback.co.uk/ref/poyntz81 I check both to see which has the best deal. I also like places with free delivery lol.
I then not only enter the new year with NO debts but with a cash lump sum from my cashback payouts. You could then save this to put towards next years Christmas, or as I have done in the past towards a new much needed household appliance in the sale (purchased using a cashback site of course and usually free delivery).
I shall be starting my shopping in the next week or so and I shall be shopping with a list and sticking to a budget.
Has anyone else started christmas shopping yet? Do you save all year round?
Readers it's over to you....